Information for Families With Self-Funded Health Insurance Plans
Even in the states that have passed autism insurance reform, many children are still unable to receive treatment because they are insured through self-funded plans that are not regulated by the state. If you work for a large company or government, there is a chance your health coverage is provided through a self-funded insurance plan. For self-funded insurance plans, federal ERISA law preempts most state insurance regulations, including benefit reforms like autism insurance reform.
If you have coverage through a self-funded insurance plan you may be wondering, "how can I help end insurance company discrimination at my company and get insurance coverage for my child with autism?" Below are some resources that may be able to help you in this pursuit.
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 Self-Funded Plans: Establishing An Autism Benefit
This powerpoint presentation was put together by the Autism Speaks Government Relations Department and provides helpful information for companies looking to add coverage of autism therapies to an employee health plan.
How Private Health Insurance Works: A Primer (April 2008)
This publication from the Kaiser Family Foundation provides an easy to understand breakdown of how private health insurance works and the different types of private health insurance plans.
'More Companies Offer Insurance Coverage for Autism Benefits'
St. Louis Commerce July/August 2011
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Employers with self-insured health plans that have opted to provide coverage for autism therapies:
- Microsoft
- Home Depot
- Intel
- Capital One
- Arnold & Porter
- Eli Lilly
- Deloitte
- The Ohio State University
- Mayo Clinic
- HealthCentral
- Lexington Medical Center
- University of Minnesota
- Progressive Group
- Greenville Hospital System
- Time Warner
- City of Atlanta
- Oracle
- Adobe Systems Inc.
- Yahoo Inc.
- Cisco
- DTE Energy
- Princeton University
- Children's Mercy
- Aspect Software
- Partners Healthcare
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